We are a young couple (very early 30's) with 3 children. This will be our second home we are purchasing (our other home is located in GA and rented). We have been blessed to have good tenants (3 families) in our other home since 2008. We are 2 days away from closing on our home. I went back and forth between our builder and our credit union over the last 3 weeks trying to decide who we were going to use for our home mortgage. On Thursday, after talking with bank and then our SR, we decided to go with the builder for financing because they were offering so much more in closing costs. We were able to get the same rate 3.75% fixed, 0 points, and 1% origination on a 30 year mortgage. Yesterday, we got the clear to close on Thursday, March 27th, 2014 at 1 pm. I have never seen a turn around that quick on a mortgage especially with all of these new rules. It was sent to the underwriter on Friday afternoon and then approved Monday afternoon (they did have some prior info when we were in negotiations). Blessed.
Today came the news we were waiting on from the title company...our closing costs! Wait for it ---four hundred and ninety four dollars and six cents $496.06)!!!! Blessed. So now, we just wait for Thursday to hand over our check and experience some carpel tunnel. Our final walk is also on Thursday at 11, right before closing. We were already told some of our cabinets that are damaged are on back order and a light for the 1/2 bath. I hope we make it across town on time...nobody in TX works during the day (lol).
We also went and did a little SHOPPING today!!! YAY!!! We bought our garage door opener (home doesn't come with one), our fridge, and a new dryer (we have the washer already). Lowes is having a real good sale right now...take a looksy!!
Chamberlain 3/4-HP MyQ Battery Backup Belt Garage Door Opener -Model-LW5000EV
LG 30.5-cu ft French Door Refrigerator with Single Ice Maker (Stainless Steel) ENERGY STAR - Model-LFX31945ST
LG 7.3-cu ft Electric Dryer (Graphite Steel) - Model-DLEX3470V
I love the appliances we chose. I feel we have so much to do between now and Thursday. I probably won't post again until after we close on Thursday plus Friday is my birthday! Until then...BLESSINGS :)