Okay, so we closed on Thursday, March 27th!!! We had our final walk-through about two hours prior. We almost didn't go to closing because there were some things that our PM just didn't get done. He really kind of worked my nerves that day!!! But it all worked out in the end. Closing took about an hour...we signed, laughed, took some pictures, and received our keys.
So far, we have put up all the blinds in the house except for in our bedroom because we had to special order them due to the size, sealed the grout in the floor tiles and moved just a few items (really just some nic-nacs I bought for the house).
I will try and post some pictures tonight or tomorrow. We are not "officially" moving in until the 12th of April. Hopefully, we can get it together by then and start some packing...hahaha
Until next time, blessings and happy home building.
Monday, March 31, 2014
Wednesday, March 26, 2014
Blinds??
Quick question...we didn't purchase blinds from the builder and have been searching for the last couple of weeks for some. We have 16 windows to cover not including the two bathroom windows. A friend of mine mentioned she purchased hers from selectblinds.com and they are pretty sturdy. Sooo...has anyone else purchased blinds from this company or any other online company? The price is really good!! These are the ones we are thinking of purchasing - http://www.selectblinds.com/fauxwoodblinds/two-and-one-half-inch-privacy-faux-wood.html#
Thanks!
Thanks!
Tuesday, March 25, 2014
Race to the finish!!!
Time sure does fly by when you are busy. I really can't say enough how BLESSED our family is. The Lord has blessed us with this opportunity to purchase a big beautiful brand new home. We are so THANKFUL!! He has blessed us with what we have asked for and more. When you think about what you have and how much less you can have...it is only right to humble yourself.
We are a young couple (very early 30's) with 3 children. This will be our second home we are purchasing (our other home is located in GA and rented). We have been blessed to have good tenants (3 families) in our other home since 2008. We are 2 days away from closing on our home. I went back and forth between our builder and our credit union over the last 3 weeks trying to decide who we were going to use for our home mortgage. On Thursday, after talking with bank and then our SR, we decided to go with the builder for financing because they were offering so much more in closing costs. We were able to get the same rate 3.75% fixed, 0 points, and 1% origination on a 30 year mortgage. Yesterday, we got the clear to close on Thursday, March 27th, 2014 at 1 pm. I have never seen a turn around that quick on a mortgage especially with all of these new rules. It was sent to the underwriter on Friday afternoon and then approved Monday afternoon (they did have some prior info when we were in negotiations). Blessed.
Today came the news we were waiting on from the title company...our closing costs! Wait for it ---four hundred and ninety four dollars and six cents $496.06)!!!! Blessed. So now, we just wait for Thursday to hand over our check and experience some carpel tunnel. Our final walk is also on Thursday at 11, right before closing. We were already told some of our cabinets that are damaged are on back order and a light for the 1/2 bath. I hope we make it across town on time...nobody in TX works during the day (lol).
We also went and did a little SHOPPING today!!! YAY!!! We bought our garage door opener (home doesn't come with one), our fridge, and a new dryer (we have the washer already). Lowes is having a real good sale right now...take a looksy!!
I love the appliances we chose. I feel we have so much to do between now and Thursday. I probably won't post again until after we close on Thursday plus Friday is my birthday! Until then...BLESSINGS :)
We are a young couple (very early 30's) with 3 children. This will be our second home we are purchasing (our other home is located in GA and rented). We have been blessed to have good tenants (3 families) in our other home since 2008. We are 2 days away from closing on our home. I went back and forth between our builder and our credit union over the last 3 weeks trying to decide who we were going to use for our home mortgage. On Thursday, after talking with bank and then our SR, we decided to go with the builder for financing because they were offering so much more in closing costs. We were able to get the same rate 3.75% fixed, 0 points, and 1% origination on a 30 year mortgage. Yesterday, we got the clear to close on Thursday, March 27th, 2014 at 1 pm. I have never seen a turn around that quick on a mortgage especially with all of these new rules. It was sent to the underwriter on Friday afternoon and then approved Monday afternoon (they did have some prior info when we were in negotiations). Blessed.
Today came the news we were waiting on from the title company...our closing costs! Wait for it ---four hundred and ninety four dollars and six cents $496.06)!!!! Blessed. So now, we just wait for Thursday to hand over our check and experience some carpel tunnel. Our final walk is also on Thursday at 11, right before closing. We were already told some of our cabinets that are damaged are on back order and a light for the 1/2 bath. I hope we make it across town on time...nobody in TX works during the day (lol).
We also went and did a little SHOPPING today!!! YAY!!! We bought our garage door opener (home doesn't come with one), our fridge, and a new dryer (we have the washer already). Lowes is having a real good sale right now...take a looksy!!
 |
Chamberlain 3/4-HP MyQ Battery Backup Belt Garage Door Opener -Model-LW5000EV |
 |
LG 30.5-cu ft French Door Refrigerator with Single Ice Maker (Stainless Steel) ENERGY STAR - Model-LFX31945ST |
 |
LG 7.3-cu ft Electric Dryer (Graphite Steel) - Model-DLEX3470V |
I love the appliances we chose. I feel we have so much to do between now and Thursday. I probably won't post again until after we close on Thursday plus Friday is my birthday! Until then...BLESSINGS :)
Monday, March 17, 2014
Busy, busy, busy!!!
When they say there is not enough hours in a day...that is definitely a true statement! We have been so busy the last couple of weeks. Last Friday, was our private inspection. It went pretty good, there were just a few things that weren't done correctly but I am confident it will be done by next week. On Wednesday, we will have our pre-settlement walk-through. That is when you and the builder go through the house, they show you how everything works, blue tape any deficiencies, and ask all questions you need to before closing. Our Realtor suggested that we walk through the house and blue tape prior to that day. Some of our neighbors recommend the same thing. So on Sunday, hubby and I, along with two of our new neighbors, walked through the house, blue taped, and took a whole bunch of pictures. My PM is really going to hate us (lol), but it is mostly cosmetic stuff.
The other exciting news is we CLOSE on FRIDAY, MARCH 27th, 2014!!!!! However, we have done absolutely NO packing, we haven't turned in our notice to vacated our rental, and we are still switching back and forth between our credit union and the builder to finance our loan...can you say PROCRASTINATORS!!
For those of you who have already closed and are closing soon, did you wait till the last minute like we are?? I keep thinking it is not real, this can't be our future home....but it is :)
Blessings
The other exciting news is we CLOSE on FRIDAY, MARCH 27th, 2014!!!!! However, we have done absolutely NO packing, we haven't turned in our notice to vacated our rental, and we are still switching back and forth between our credit union and the builder to finance our loan...can you say PROCRASTINATORS!!
For those of you who have already closed and are closing soon, did you wait till the last minute like we are?? I keep thinking it is not real, this can't be our future home....but it is :)
Blessings
Monday, March 10, 2014
Almost at the finish line
Wow!!! I can't believe it has already been a little over 3 weeks since I last updated! Work has been so busy. It is so hard making it up to the house. On Saturday, we tried to make a visit but was surprised to see the model home closed. When I called our SR-he said someone was suppose to be there and he wouldn't be back until Sunday. We ended up hanging out at one of our "new" friends in the neighborhood's house (we met them in October at the community's new home owner party). They closed at the end of January and have a gorgeous home. Our other new neighbor/friend, have been texting us updates on the house - we have the best neighbors :)
Anyways, so much has been done in the last 3 weeks I can't even remember. Just take a look at the progress...I will update on Friday when we have another chance to get up to the house with our inspector.
Blessings!
Anyways, so much has been done in the last 3 weeks I can't even remember. Just take a look at the progress...I will update on Friday when we have another chance to get up to the house with our inspector.
Blessings!
Saturday, February 15, 2014
Picture Update - Tiles, cabinets, & paint
It has been about 2 weeks since I went up to the house. I ended up feeling under the weather last week, so my family went up without me. There was a lot done over the last 2 weeks including the tile work, garage doors, painting, and the cabinets. Everthing is starting to come together. There are just a couple of things with the tile work in the bathroom that I need to contact our PM about. Right now it just has a very unfinished look to it and we are not happy with that. Enjoy the pics...let us know what you think :)
Blessings!
Blessings!
Friday, February 7, 2014
Save the Date....
Drum roll please...okay...I can't contain my excitement!!!! We have received our closing date...the day before my birthday...the best birthday present ever...but after Spring break...okay..no..more...stalling. Are you ready...MARCH 27th!!!
I have some pictures to update but have been so busy at work, I haven't had the time. The house is coming along beautifully. They moved my house number, YAY!! This week they are going to be painting, tiling, HVAC, and measuring for our granite counter tops. I am really excited to see the progress pick up.
I also had to file for an extension with our lender because our rate lock period expired. We were originally suppose to close at the end of this month, but we are about a month behind. When we filed for our extension, we were also able to re-lock with a new interest rate because of Freedom lock program we signed up for. So we went from 3.85% to 3.75%. Back in September, we locked in a rate of 4.5% with our builder when rates were increasing. We are still going to see if our builder will match or do better on our interest rate but our lender won't sell our mortgage and provides a $2000 incentive that we can use towards closing costs.
What do the rates look like now with those of you who are building? Or if you already closed, what rate did you get and when did you close?
Well, we have a busy weekend ahead. Hopefully, I will get a chance to post some new pics on Sunday!
Blessings!
I have some pictures to update but have been so busy at work, I haven't had the time. The house is coming along beautifully. They moved my house number, YAY!! This week they are going to be painting, tiling, HVAC, and measuring for our granite counter tops. I am really excited to see the progress pick up.
I also had to file for an extension with our lender because our rate lock period expired. We were originally suppose to close at the end of this month, but we are about a month behind. When we filed for our extension, we were also able to re-lock with a new interest rate because of Freedom lock program we signed up for. So we went from 3.85% to 3.75%. Back in September, we locked in a rate of 4.5% with our builder when rates were increasing. We are still going to see if our builder will match or do better on our interest rate but our lender won't sell our mortgage and provides a $2000 incentive that we can use towards closing costs.
What do the rates look like now with those of you who are building? Or if you already closed, what rate did you get and when did you close?
Well, we have a busy weekend ahead. Hopefully, I will get a chance to post some new pics on Sunday!
Blessings!
Subscribe to:
Posts (Atom)